The Windward Islands Bank Ltd. Apps

WIB Mobile Banking brings the bank to the palm of your hand. Havereal-time, 24/7 access to your business or personal account –wherever you are – free of charge from an internet-enabled Androidsmartphone. MOBILE BANKING FEATURES • Get real-time accountbalances and transaction details on current and savings accounts.Stay up to date with all your credit cards, loans, time depositsand others. • Make real-time cross-currency transfers between yourWIB accounts, day and night. • Make real-time payments to any ofyour existing beneficiaries and immediately see the payment in yourDetailed History. Increase your available credit card balance andtop-up your mobile phone in real-time. • Use our app’s ATM Finderto find a service point nearest to you. Use it with or without itsGPS location service. All MCBGroup ATMs on the ABC and SSS islandsare listed. ACCESS Start using our Android app immediately – allyou need is a WIB Online Banking user ID, password and e-Pass.Visit www.wib-bank.net for information about Online Banking.PRIVATE AND SECURE Your accounts are always secure with the app’ssecured connection and Multi Factor Authentication. Your personalinformation remains private and is always protected. COUNTRY Thisapp gives access to WIB accounts held in St. Maarten, St. Eustatiusand Saba. MCB (Curaçao), CMB or MCB (Bonaire) account holders,please see our other apps. LANGUAGE English, Dutch, Papiamentu andSpanish

WIB Mobile Banking brings the bank to the palm of your hand.Havereal-time, 24/7 easy access to your personal accounts, fromaninternet-enabled smartphone or tablet. Mobile Banking FeaturesGetreal-time account balances and transaction details on currentandsavings accounts. Stay up to date with all your creditcards,loans, time deposits and other accounts. Make real-timetransfersbetween your own accounts, day and night. Make payments –locallyor internationally - to any beneficiary and immediately seethepayment in your transactions overview after execution.View,download and/or email a PDF cyber receipt of executed andscheduledpayments. Create your own beneficiaries and templates withtheoption to pre-authorize the templates for easy and quickpayment.On the go? Increase your available credit card balance andtop-upyour mobile phone in real-time. View the audit trail ofallactivity on your Online and Mobile Banking account, seecurrentexchange rates and secure mail from the bank. Use our app’sATMLocator to find a service point nearest to you. All MCB GroupATMs& branches on the ABC and SSS islands are listed.Createbalance and transaction alerts and have them delivered toyoursecure mail inbox, email address or receive them as apushnotification. Add widgets to see your account balances andupcomingpayments without the need of logging in to the MobileBanking app,or create a Quick Access Template for easy access tofrequentlyused payments. Access Start using our Android appimmediately – allyou need is your Online Banking username, passwordand e-Pass.Register your mobile device in the app and enableRememberMe andQuick Login via fingerprint or 5-digit PIN. Use themobile friendlySelf-Service Portal to reset your password, reportyour e-Pass lostor stolen and more. Private and Secure Banking viathe MobileBanking App is just as safe as via Online Banking in yourbrowser.Your accounts are always safe with the app’s securedconnection andmulti factor authentication. Your personalinformation remainsprivate and is always protected. Language TheMobile Banking appand alerts language can be set to English andDutch. Use MobileBanking in the language of your choice.